Citigroup Inc.· C

🇺🇸 US · LargeSP500NYSE

Financial Services Banks - Diversified Website

Price: $136.74
Day: -0.71%
Mkt Cap: $234.50B
52W Range: $93.66 – $147.96
Volume: 6.31M
Beta: 1.10

D25D FrameworkTTM Data

Peer Comparison

Performance vs sector and industry peers across 40 metrics.

Peer Comparison: 2.1 / 5 (Weak) against 111 sector peers in United States · Large Cap · Financial Services
Pillars: strongest Per Share Fundamentals 3.8, weakest Leverage & Coverage 1.0 (10 of 10 ranked)
Ranks: ROIC 29th percentile, operating margin 22nd percentile

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Citigroup Inc.

C|Financial Services|Banks - Diversified

Comparing against 111 sector peers in United States · Large Cap · Financial Services

Peer Comparison

Dimension 2 of 5

Revenue Growth

26%ile

3.8%

Operating Margin

22%ile

14.2%

ROIC

29%ile

1.7%

FCF Yield

4%ile

-10.4%

Growth & Cash Flow Quality

Percentile ranking across profitability growth and cash generation

EBITDA Growth

26.4%

EBIT Growth

31.0%

Net Income Growth

25.8%

OCF Growth

-79.0%

FCF Growth

-73.8%

Income Quality

-1.03

Returns on Capital (TTM)

ROE(8.4%)

16%ile

Bottom 20%

PoorWeakAdequateStrongExceptional

ROCE(4.0%)

40%ile

Below Avg

PoorWeakAdequateStrongExceptional

ROA(0.6%)

14%ile

Bottom 20%

PoorWeakAdequateStrongExceptional

ROIC(1.7%)

29%ile

Below Avg

PoorWeakAdequateStrongExceptional

Profit Margins (TTM)

Gross Margin(46.6%)

24%ile

Below Avg

PoorWeakAdequateStrongExceptional

EBITDA Margin(16.8%)

14%ile

Bottom 20%

PoorWeakAdequateStrongExceptional

Operating Margin(14.2%)

22%ile

Below Avg

PoorWeakAdequateStrongExceptional

Net Margin(10.2%)

25%ile

Below Avg

PoorWeakAdequateStrongExceptional

Leverage & Coverage (TTM)

Debt/Equity

8%ile

3.84

Debt/Capital

8%ile

0.79

Net Debt/EBITDA

3%ile

15.3

Interest Coverage

1%ile

0.30x

Liquidity (TTM)

Current Ratio

22%ile

0.47

Quick Ratio

23%ile

0.47

Cash Ratio

40%ile

0.16

WC Turnover

40%ile

-0.15

Operational Efficiency (TTM)

Asset Turnover

29%ile

0.06

DSO

11%ile

175

Days Inventory

52%ile

0.00

Cash Conv. Cycle

83%ile

-281

TTM: Trailing Twelve Months · EBITDA: Earnings Before Interest, Taxes, Depreciation & Amortization · EBIT: Earnings Before Interest & Taxes · ROA: Return on Assets · ROIC: Return on Invested Capital · ROCE: Return on Capital Employed · ROE: Return on Equity · OCF: Operating Cash Flow · FCF: Free Cash Flow · DSO: Days Sales Outstanding · WC: Working Capital

See the complete picture

The full 5D Framework: Business Quality · Peer Comparison · Valuation · Analyst Sentiment · Smart Money

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Generated September 11, 2026

For educational purposes only. Not financial advice. Data may be delayed or incomplete.

111 sector peers (United States · Large Cap · Financial Services)

Relative Quality

C Relative Quality Score

Ranked against 111 sector peers in United States · Large Cap · Financial Services

Relative Quality

2.1/5

Weak

vs 111 sector peers

Peer Rankings (10 of 10 available)

Relative Quality Score of 2.11/5 (Weak) based on percentile rankings against 111 sector peers in United States · Large Cap · Financial Services. Each pillar shows a 1-5 score plus the cohort percentile (e.g. 95p = top 5%); higher percentiles indicate stronger relative performance.Last updated September 11, 2026.

Top-Line and Profit Growth

How does the company's growth rate compare to peers?

Revenue Growth

26th percentile, Weak

Value: 3.80%
Percentile: 26%
Score: 2/5

PoorWeakAdequateStrongExceptional

Analysis

C has a ttm revenue growth of 3.80% and ranks at the 26th percentile vs United States · Financial Services sector peers. Below average financial performance.

Margin Efficiency

Does the company maintain better profit margins than peers?

Gross Margin

24th percentile, Weak

Value: 46.63%
Percentile: 24%
Score: 2/5

PoorWeakAdequateStrongExceptional

Analysis

C has a ttm gross margin of 46.63% and ranks at the 24th percentile vs United States · Financial Services sector peers. Below average financial performance.

Operational Efficiency

Is the company more operationally efficient than competitors?

Asset Turnover

29th percentile, Weak

Value: 0.06
Percentile: 29%
Score: 2/5

PoorWeakAdequateStrongExceptional

Analysis

C has a ttm asset turnover of 0.06 and ranks at the 29th percentile vs United States · Financial Services sector peers. Below average financial performance.

Returns Overview

Does the company generate better returns on capital than peers?

ROA

14th percentile, Poor

Value: 0.62%
Percentile: 14%
Score: 1/5

PoorWeakAdequateStrongExceptional

Analysis

C has a ttm roa of 0.62% and ranks at the 14th percentile vs United States · Financial Services sector peers. Poor financial performance.

Cash Flow Quality

How does the company's cash generation compare to peers?

Operating Cash Flow Growth

7th percentile, Poor

Value: -79.01%
Percentile: 7%
Score: 1/5

PoorWeakAdequateStrongExceptional

Analysis

C has a ttm operating cash flow growth of -79.01% and ranks at the 7th percentile vs United States · Financial Services sector peers. Poor financial performance.

Liquidity and Working Capital

Does the company maintain better liquidity positions than competitors?

Cash Ratio

40th percentile, Weak

Value: 0.16
Percentile: 40%
Score: 2/5

PoorWeakAdequateStrongExceptional

Analysis

C has a ttm cash ratio of 0.16 and ranks at the 40th percentile vs United States · Financial Services sector peers. Below average financial performance.

Leverage and Coverage

Is the company's debt burden more manageable than peers?

Debt to Capital

8th percentile, Poor

Value: 0.79
Percentile: 8%
Score: 1/5

PoorWeakAdequateStrongExceptional

Analysis

C has a ttm debt-to-capital of 0.79 and ranks at the 8th percentile vs United States · Financial Services sector peers. Poor financial performance.

Valuation Multiples

Is the company's stock valuation attractive relative to peers?

P / E Ratio

53rd percentile, Adequate

Value: 14.50
Percentile: 53%
Score: 3/5

PoorWeakAdequateStrongExceptional

Analysis

C has a ttm p/e ratio of 14.50 and ranks at the 53rd percentile vs United States · Financial Services sector peers. Adequate financial performance.

Dividend and Shareholder Yield

Does the company deliver superior income to shareholders compared to peers?

Dividend Yield

54th percentile, Adequate

Value: 1.81%
Percentile: 54%
Score: 3/5

PoorWeakAdequateStrongExceptional

Analysis

C has a ttm dividend yield of 1.81% and ranks at the 54th percentile vs United States · Financial Services sector peers. Adequate financial performance.

Peer companies

The 110 companies C is compared against across its sector and industry cohorts.

Citigroup Inc.· C

Peer Comparison

Top-Line and Profit Growth

Per-Share Fundamentals

Margin Efficiency

Operational Efficiency

Returns Overview

Cash Flow Quality

Liquidity and Working Capital

Leverage and Coverage

Valuation Multiples

Dividend and Shareholder Yield

Peer companies

Search stocks

Peer Comparison

Top-Line and Profit Growth

Per-Share Fundamentals

Margin Efficiency

Operational Efficiency

Returns Overview

Cash Flow Quality

Liquidity and Working Capital

Leverage and Coverage

Valuation Multiples

Dividend and Shareholder Yield

Peer companies