Capital One Financial Corporation· COF

🇺🇸 US · LargeSP500NYSE

Financial Services Financial - Credit Services Website

Price: $213.96
Day: -2.57%
Mkt Cap: $131.26B
52W Range: $174.24 – $259.64
Volume: 2.98M
Beta: 1.02

D25D FrameworkTTM Data

Peer Comparison

Performance vs sector and industry peers across 40 metrics.

Peer Comparison: 3.9 / 5 (Strong) against 111 sector peers in United States · Large Cap · Financial Services
Pillars: strongest Cash Flow Quality 5.0, weakest Liquidity & Working Capital 1.5 (10 of 10 ranked)
Ranks: ROIC 63rd percentile, operating margin 46th percentile

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Capital One Financial Corporation

COF|Financial Services|Financial - Credit Services

Comparing against 111 sector peers in United States · Large Cap · Financial Services

Peer Comparison

Dimension 2 of 5

Revenue Growth

90%ile

36.9%

Operating Margin

46%ile

21.0%

ROIC

63%ile

6.8%

FCF Yield

94%ile

24.5%

Growth & Cash Flow Quality

Percentile ranking across profitability growth and cash generation

EBITDA Growth

652.7%

EBIT Growth

N/A

Net Income Growth

N/A

OCF Growth

60.2%

FCF Growth

76.7%

Income Quality

2.99

Returns on Capital (TTM)

ROE(9.3%)

22%ile

Below Avg

PoorWeakAdequateStrongExceptional

ROCE(8.8%)

64%ile

Above Avg

PoorWeakAdequateStrongExceptional

ROA(1.6%)

46%ile

Average

PoorWeakAdequateStrongExceptional

ROIC(6.8%)

63%ile

Above Avg

PoorWeakAdequateStrongExceptional

Profit Margins (TTM)

Gross Margin(66.2%)

58%ile

Average

PoorWeakAdequateStrongExceptional

EBITDA Margin(28.0%)

61%ile

Above Avg

PoorWeakAdequateStrongExceptional

Operating Margin(21.0%)

46%ile

Average

PoorWeakAdequateStrongExceptional

Net Margin(13.4%)

33%ile

Below Avg

PoorWeakAdequateStrongExceptional

Leverage & Coverage (TTM)

Debt/Equity

68%ile

0.40

Debt/Capital

68%ile

0.29

Net Debt/EBITDA

90%ile

-0.43

Interest Coverage

29%ile

0.99x

Liquidity (TTM)

Current Ratio

3%ile

0.13

Quick Ratio

4%ile

0.13

Cash Ratio

33%ile

0.11

WC Turnover

34%ile

-0.21

Operational Efficiency (TTM)

Asset Turnover

41%ile

0.12

DSO

72%ile

15.9

Days Inventory

52%ile

0.00

Cash Conv. Cycle

63%ile

4.73

TTM: Trailing Twelve Months · EBITDA: Earnings Before Interest, Taxes, Depreciation & Amortization · EBIT: Earnings Before Interest & Taxes · ROA: Return on Assets · ROIC: Return on Invested Capital · ROCE: Return on Capital Employed · ROE: Return on Equity · OCF: Operating Cash Flow · FCF: Free Cash Flow · DSO: Days Sales Outstanding · WC: Working Capital

See the complete picture

The full 5D Framework: Business Quality · Peer Comparison · Valuation · Analyst Sentiment · Smart Money

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Generated September 11, 2026

For educational purposes only. Not financial advice. Data may be delayed or incomplete.

111 sector peers (United States · Large Cap · Financial Services)

Relative Quality

COF Relative Quality Score

Ranked against 111 sector peers in United States · Large Cap · Financial Services

Relative Quality

3.9/5

Strong

vs 111 sector peers

Peer Rankings (10 of 10 available)

Relative Quality Score of 3.85/5 (Strong) based on percentile rankings against 111 sector peers in United States · Large Cap · Financial Services. Each pillar shows a 1-5 score plus the cohort percentile (e.g. 95p = top 5%); higher percentiles indicate stronger relative performance.Last updated September 11, 2026.

Top-Line and Profit Growth

How does the company's growth rate compare to peers?

Revenue Growth

90th percentile, Exceptional

Value: 36.91%
Percentile: 90%
Score: 5/5

PoorWeakAdequateStrongExceptional

Analysis

COF has a ttm revenue growth of 36.91% and ranks at the 90th percentile vs United States · Financial Services sector peers. Top-tier financial performance.

Margin Efficiency

Does the company maintain better profit margins than peers?

Gross Margin

58th percentile, Adequate

Value: 66.19%
Percentile: 58%
Score: 3/5

PoorWeakAdequateStrongExceptional

Analysis

COF has a ttm gross margin of 66.19% and ranks at the 58th percentile vs United States · Financial Services sector peers. Adequate financial performance.

Operational Efficiency

Is the company more operationally efficient than competitors?

Asset Turnover

41st percentile, Adequate

Value: 0.12
Percentile: 41%
Score: 3/5

PoorWeakAdequateStrongExceptional

Analysis

COF has a ttm asset turnover of 0.12 and ranks at the 41st percentile vs United States · Financial Services sector peers. Adequate financial performance.

Returns Overview

Does the company generate better returns on capital than peers?

ROA

46th percentile, Adequate

Value: 1.56%
Percentile: 46%
Score: 3/5

PoorWeakAdequateStrongExceptional

Analysis

COF has a ttm roa of 1.56% and ranks at the 46th percentile vs United States · Financial Services sector peers. Adequate financial performance.

Cash Flow Quality

How does the company's cash generation compare to peers?

Operating Cash Flow Growth

84th percentile, Exceptional

Value: 60.15%
Percentile: 84%
Score: 5/5

PoorWeakAdequateStrongExceptional

Analysis

COF has a ttm operating cash flow growth of 60.15% and ranks at the 84th percentile vs United States · Financial Services sector peers. Top-tier financial performance.

Liquidity and Working Capital

Does the company maintain better liquidity positions than competitors?

Cash Ratio

33rd percentile, Weak

Value: 0.11
Percentile: 33%
Score: 2/5

PoorWeakAdequateStrongExceptional

Analysis

COF has a ttm cash ratio of 0.11 and ranks at the 33rd percentile vs United States · Financial Services sector peers. Below average financial performance.

Leverage and Coverage

Is the company's debt burden more manageable than peers?

Debt to Capital

68th percentile, Strong

Value: 0.29
Percentile: 68%
Score: 4/5

PoorWeakAdequateStrongExceptional

Analysis

COF has a ttm debt-to-capital of 0.29 and ranks at the 68th percentile vs United States · Financial Services sector peers. Strong financial performance.

Valuation Multiples

Is the company's stock valuation attractive relative to peers?

P / E Ratio

60th percentile, Strong

Value: 13.24
Percentile: 60%
Score: 4/5

PoorWeakAdequateStrongExceptional

Analysis

COF has a ttm p/e ratio of 13.24 and ranks at the 60th percentile vs United States · Financial Services sector peers. Strong financial performance.

Dividend and Shareholder Yield

Does the company deliver superior income to shareholders compared to peers?

Dividend Yield

39th percentile, Weak

Value: 1.50%
Percentile: 39%
Score: 2/5

PoorWeakAdequateStrongExceptional

Analysis

COF has a ttm dividend yield of 1.50% and ranks at the 39th percentile vs United States · Financial Services sector peers. Below average financial performance.

Peer companies

The 110 companies COF is compared against across its sector and industry cohorts.

Capital One Financial Corporation· COF

Peer Comparison

Top-Line and Profit Growth

Per-Share Fundamentals

Margin Efficiency

Operational Efficiency

Returns Overview

Cash Flow Quality

Liquidity and Working Capital

Leverage and Coverage

Valuation Multiples

Dividend and Shareholder Yield

Peer companies

Search stocks

Peer Comparison

Top-Line and Profit Growth

Per-Share Fundamentals

Margin Efficiency

Operational Efficiency

Returns Overview

Cash Flow Quality

Liquidity and Working Capital

Leverage and Coverage

Valuation Multiples

Dividend and Shareholder Yield

Peer companies