Citizens & Northern Corporation· CZNC

🇺🇸 US · MicroBroad USNASDAQ

Financial ServicesBanks - RegionalWebsite

Price: $25.36
Day: +0.24%
Mkt Cap: $454.36M
52W Range: $18.20 – $25.84
Volume: 69.5K
Beta: 0.40

D55D FrameworkQuarterly Data

Holdings Analysis

Insider activity, institutional flows, and fund ownership.

Blog

stockoscope.com

Citizens & Northern Corporation

CZNC|Financial Services|Banks - Regional

Current price: $25

Smart Money

Dimension 5 of 5

Insider Activity, Q3 2026

Latest scored quarter, net flow, and top transactions by value

Net dollar flow-$53.0K

Net share flow-2.1K

Purchases2 ($4.8K)

Sales1 ($57.8K)

Top Notable Transactions

Insider

Type

Value

Date

Dorwart Stephen M

Sale

$57.8K

Jul 31

Institutional Ownership, Q1 2026

Ownership share, position changes, share flow, and top holders

Ownership31.3%

13F share flow+11.1%

Investors holding96

+64 adding-36 reducing

New 13Inc 51Red 26Closed 10

Top Institutional Holders

Institution

Value

Change

BLACKROCK, INC.

$26.5M

-0.3%

DIMENSIONAL FUND ADVISORS LP

$13.9M

+13.7%

GEODE CAPITAL MANAGEMENT, LLC

$9.4M

+1.0%

CITIZENS & NORTHERN CORP

$8.0M

-0.4%

ETF & Mutual Fund Activity, Q2 2026

Latest meaningful quarter: fund-by-fund buying / unchanged / selling

Funds reporting42

Total shares held1.9M

Share flow+9.9%

11 buying8 selling

Buying 11Unchanged 23Selling 8

Top Fund Holders

Fund

Weight

Change

iSHARES TRUST

587.2K

0.00%

FIDELITY CONCORD STREET TRUST

160.6K

0.06%

-571

VANGUARD SCOTTSDALE FUNDS

104.0K

0.00%

+4.4K

WisdomTree Trust

66.8K

0.00%

See the complete picture

The full 5D Framework: Business Quality · Peer Comparison · Valuation · Analyst Sentiment · Smart Money

Explore CZNC on stockoscope.com→

Generated August 5, 2026

For educational purposes only. Not financial advice. Data may be delayed or incomplete.

Smart Money Sentiment

CZNC Smart Money Sentiment Score

A weighted 1-5 sentiment score across three smart money signals.

Smart Money

3.5/5

Bullish

Weighted across 3 components

Component Breakdown (3 of 3 available)

Insider Activity

40% weight

Institutional Flow

50% weight

+40

Fund Flow

10% weight

+25

Overall Smart Money sentiment of 3.5/5 (Bullish) based on a weighted combination of 3 components. Insider activity uses a relative-baseline comparison against the stock's own history; institutional flow tracks position momentum and 13F share changes; fund flow measures ETF / mutual-fund buying vs selling. Higher scores indicate stronger bullish sentiment from professional investors.Last updated August 4, 2026.

Insider Trading Activity

Insider trading analysis comparing the latest quarter against the stock's own historical baseline.

Insider Activity for CZNC

Net insider share flow by quarter (C-suite & director purchases minus sales)

Neutral

Insiders bought and sold in Q3 2026

Minor: 2 purchases totaling $4.8K (207 shares)

1 sale totaling $57.8K (2.3K shares)

Share volume is below the historical average

Insider buying in 4 of the last 4 quarters

Notable Recent Transactions, CZNC

Top 1 highest-value recent insider trades

Dorwart Stephen M

Director

Sell

2,278 shares at $25.37

Jul 31, 2026$57.80K

Institutional Ownership Analysis

Institutional ownership analysis with position momentum, 13F share flow, and ownership percentage trends.

Institutional Ownership Over Time for CZNC

Total dollar value invested by institutions each quarter

Bullish Signal

Institutions accumulating in Q1 2026

31.3% institutional ownership

Moderate accumulation: 64 adding vs 36 reducing

13F shares increased by 1.6%, a modest change

Position Changes

Q2 2026: how are institutions adjusting their positions?

+7 growing-81 shrinkingNet: -74

New (1)

Increased (6)

Reduced (6)

Closed (75)

Top Institutional Holders, CZNC

Largest 8 institutional positions by ownership percentage as of Q2 2026

CITIZENS & NORTHERN CORP

349.5K

$8.1M

Ownership

1.98%

-2.9%

PENNSYLVANIA CAPITAL MANAGEMENT INC /ADV

100.0K

$2.3M

Ownership

0.57%

No change

IVC WEALTH ADVISORS LLC

54.6K

$1.3M

Ownership

0.31%

-3.5%

HUDOCK, INC.

50.8K

$1.2M

Ownership

0.29%

+17.7%

STONE HOUSE INVESTMENT MANAGEMENT, LLC

49.1K

$1.1M

Ownership

0.28%

-12.9%

WEALTH ENHANCEMENT ADVISORY SERVICES, LLC

29.0K

$663.8K

Ownership

0.16%

+100.0%

COMMONWEALTH EQUITY SERVICES, LLC

12.2K

$283.5K

Ownership

0.07%

+0.8%

ALEXANDER LABRUNERIE & CO., INC.

10.3K

$240.3K

Ownership

0.06%

No change

ETF and Mutual Fund Holdings

ETF and mutual fund activity breakdown showing buying vs selling funds, top fund holders, and detailed holdings.

Fund Activity

Q2 2026: 42 ETFs and mutual funds reporting

11 buying8 sellingNet: +3

Buying (11)

Unchanged (23)

Selling (8)

Bullish Signal

Funds accumulating in Q2 2026

42 ETFs and mutual funds reporting

11 buying vs 8 selling (balanced)

Top Fund Holders, CZNC

Largest 8 ETF and mutual fund positions by shares held as of latest filing

iSHARES TRUST

587.2K

Weight

0.00%

No change

FIDELITY CONCORD STREET TRUST

160.6K

Weight

0.06%

Decreased

VANGUARD SCOTTSDALE FUNDS

104.0K

Weight

0.00%

Increased

WisdomTree Trust

66.8K

Weight

0.00%

No change

AMERICAN CENTURY ETF TRUST

23.3K

Weight

0.01%

Increased

GOLDMAN SACHS TRUST

11.4K

Weight

0.01%

No change

JPMORGAN TRUST II

7.7K

Weight

0.00%

No change

VALIC Co I

6.6K

Weight

0.00%

Decreased

Citizens & Northern Corporation· CZNC

Holdings Analysis

Insider Trading Activity

1.3Transaction History72Real market purchases and sales onlyShow All Types

Institutional Ownership Analysis

2.4Detailed Holdings49Most recent institutional positions with changes and valuations

ETF and Mutual Fund Holdings

3.3Fund Holdings Details25Most recent ETF and mutual fund holdings with share counts and weights

Search stocks

Holdings Analysis

Insider Trading Activity

1.3Transaction History72Real market purchases and sales onlyShow All Types

Institutional Ownership Analysis

2.4Detailed Holdings49Most recent institutional positions with changes and valuations

ETF and Mutual Fund Holdings

3.3Fund Holdings Details25Most recent ETF and mutual fund holdings with share counts and weights