Avidia Bancorp, Inc.· AVBC

🇺🇸 US · MicroBroad USNYSE

Financial ServicesBanks - RegionalWebsite

Price: $21.23
Day: -0.38%
Mkt Cap: $426.22M
52W Range: $14.23 – $22.90
Volume: 146.7K
Beta: -0.46

D25D FrameworkTTM Data

Peer Comparison

Performance vs sector and industry peers across 40 metrics.

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Avidia Bancorp, Inc.

AVBC|Financial Services|Banks - Regional

Comparing against 116 sector peers in United States · Micro Cap · Financial Services

Peer Comparison

Dimension 2 of 5

Revenue Growth

66%ile

9.0%

Operating Margin

43%ile

15.3%

ROIC

35%ile

0.6%

FCF Yield

50%ile

7.3%

Growth & Cash Flow Quality

Percentile ranking across profitability growth and cash generation

EBITDA Growth

N/A

EBIT Growth

N/A

Net Income Growth

N/A

OCF Growth

84.3%

FCF Growth

129.6%

Income Quality

1.87

Returns on Capital (TTM)

ROE(4.6%)

25%ile

Below Avg

PoorWeakAdequateStrongExceptional

ROCE(0.8%)

32%ile

Below Avg

PoorWeakAdequateStrongExceptional

ROA(0.6%)

29%ile

Below Avg

PoorWeakAdequateStrongExceptional

ROIC(0.6%)

35%ile

Below Avg

PoorWeakAdequateStrongExceptional

Profit Margins (TTM)

Gross Margin(71.1%)

79%ile

Above Avg

PoorWeakAdequateStrongExceptional

EBITDA Margin(16.3%)

40%ile

Average

PoorWeakAdequateStrongExceptional

Operating Margin(15.3%)

43%ile

Average

PoorWeakAdequateStrongExceptional

Net Margin(11.5%)

34%ile

Below Avg

PoorWeakAdequateStrongExceptional

Leverage & Coverage (TTM)

Debt/Equity

44%ile

0.48

Debt/Capital

43%ile

0.33

Net Debt/EBITDA

31%ile

6.76

Interest Coverage

56%ile

0.59x

Liquidity (TTM)

Current Ratio

N/A

Quick Ratio

N/A

Cash Ratio

15%ile

0.00

WC Turnover

89%ile

5.48

Operational Efficiency (TTM)

Asset Turnover

41%ile

0.06

DSO

53%ile

20.8

Days Inventory

51%ile

0.00

Cash Conv. Cycle

50%ile

20.8

TTM: Trailing Twelve Months · EBITDA: Earnings Before Interest, Taxes, Depreciation & Amortization · EBIT: Earnings Before Interest & Taxes · ROA: Return on Assets · ROIC: Return on Invested Capital · ROCE: Return on Capital Employed · ROE: Return on Equity · OCF: Operating Cash Flow · FCF: Free Cash Flow · DSO: Days Sales Outstanding · WC: Working Capital

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The full 5D Framework: Business Quality · Peer Comparison · Valuation · Analyst Sentiment · Smart Money

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Generated August 5, 2026

For educational purposes only. Not financial advice. Data may be delayed or incomplete.

116 sector peers (United States · Micro Cap · Financial Services)

Relative Quality

AVBC Relative Quality Score

Ranked against 116 sector peers in United States · Micro Cap · Financial Services

Relative Quality

2.9/5

Adequate

vs 116 sector peers

Peer Rankings (7 of 10 available)

Relative Quality Score of 2.94/5 (Adequate) based on percentile rankings against 116 sector peers in United States · Micro Cap · Financial Services. Each pillar shows a 1-5 score plus the cohort percentile (e.g. 95p = top 5%); higher percentiles indicate stronger relative performance.Last updated August 5, 2026.

Top-Line and Profit Growth

How does the company's growth rate compare to peers?

Revenue Growth

66th percentile, Strong

Value: 8.96%
Percentile: 66%
Score: 4/5

PoorWeakAdequateStrongExceptional

Analysis

AVBC has a ttm revenue growth of 8.96% and ranks at the 66th percentile vs United States · Financial Services sector peers. Strong financial performance.

Margin Efficiency

Does the company maintain better profit margins than peers?

Gross Margin

79th percentile, Strong

Value: 71.08%
Percentile: 79%
Score: 4/5

PoorWeakAdequateStrongExceptional

Analysis

AVBC has a ttm gross margin of 71.08% and ranks at the 79th percentile vs United States · Financial Services sector peers. Strong financial performance.

Operational Efficiency

Is the company more operationally efficient than competitors?

Asset Turnover

41st percentile, Adequate

Value: 0.06
Percentile: 41%
Score: 3/5

PoorWeakAdequateStrongExceptional

Analysis

AVBC has a ttm asset turnover of 0.06 and ranks at the 41st percentile vs United States · Financial Services sector peers. Adequate financial performance.

Returns Overview

Does the company generate better returns on capital than peers?

ROA

29th percentile, Weak

Value: 0.63%
Percentile: 29%
Score: 2/5

PoorWeakAdequateStrongExceptional

Analysis

AVBC has a ttm roa of 0.63% and ranks at the 29th percentile vs United States · Financial Services sector peers. Below average financial performance.

Cash Flow Quality

How does the company's cash generation compare to peers?

Operating Cash Flow Growth

83rd percentile, Exceptional

Value: 84.25%
Percentile: 83%
Score: 5/5

PoorWeakAdequateStrongExceptional

Analysis

AVBC has a ttm operating cash flow growth of 84.25% and ranks at the 83rd percentile vs United States · Financial Services sector peers. Top-tier financial performance.

Liquidity and Working Capital

Does the company maintain better liquidity positions than competitors?

Cash Ratio

15th percentile, Poor

Value: 0.00
Percentile: 15%
Score: 1/5

PoorWeakAdequateStrongExceptional

Analysis

AVBC has a ttm cash ratio of 0.00 and ranks at the 15th percentile vs United States · Financial Services sector peers. Poor financial performance.

Leverage and Coverage

Is the company's debt burden more manageable than peers?

Debt to Capital

43rd percentile, Adequate

Value: 0.33
Percentile: 43%
Score: 3/5

PoorWeakAdequateStrongExceptional

Analysis

AVBC has a ttm debt-to-capital of 0.33 and ranks at the 43rd percentile vs United States · Financial Services sector peers. Adequate financial performance.

Valuation Multiples

Is the company's stock valuation attractive relative to peers?

P / E Ratio

10th percentile, Poor

Value: 22.32
Percentile: 10%
Score: 1/5

PoorWeakAdequateStrongExceptional

Analysis

AVBC has a ttm p/e ratio of 22.32 and ranks at the 10th percentile vs United States · Financial Services sector peers. Poor financial performance.

Dividend and Shareholder Yield

Does the company deliver superior income to shareholders compared to peers?

No data for Dividend Yield is available for AVBC, so peer comparison is hidden for this metric. Try another metric.

Peer companies

The 116 companies AVBC is compared against across its sector and industry cohorts.

Avidia Bancorp, Inc.· AVBC

Peer Comparison

Top-Line and Profit Growth

Per-Share Fundamentals

Margin Efficiency

Operational Efficiency

Returns Overview

Cash Flow Quality

Liquidity and Working Capital

Leverage and Coverage

Valuation Multiples

Dividend and Shareholder Yield

Peer companies

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Peer Comparison

Top-Line and Profit Growth

Per-Share Fundamentals

Margin Efficiency

Operational Efficiency

Returns Overview

Cash Flow Quality

Liquidity and Working Capital

Leverage and Coverage

Valuation Multiples

Dividend and Shareholder Yield

Peer companies