Humana Inc.· HUM

🇺🇸 US · LargeSP500NYSE

Healthcare Medical - Healthcare Plans Website

Price: $384.53
Day: -0.05%
Mkt Cap: $46.17B
52W Range: $163.11 – $428.88
Volume: 849.6K
Beta: 0.74

D25D FrameworkTTM Data

Peer Comparison

Performance vs sector and industry peers across 40 metrics.

Peer Comparison: 2.5 / 5 (Weak) against 88 sector peers in United States · Large Cap · Healthcare
Pillars: strongest Operational Efficiency 5.0, weakest Cash Flow Quality 1.0 (10 of 10 ranked)
Ranks: ROIC 30th percentile, operating margin 22nd percentile

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Humana Inc.

HUM|Healthcare|Medical - Healthcare Plans

Comparing against 88 sector peers in United States · Large Cap · Healthcare

Peer Comparison

Dimension 2 of 5

Revenue Growth

78%ile

18.3%

Operating Margin

22%ile

1.4%

ROIC

30%ile

4.5%

FCF Yield

10%ile

-1.0%

Growth & Cash Flow Quality

Percentile ranking across profitability growth and cash generation

EBITDA Growth

-16.3%

EBIT Growth

-15.9%

Net Income Growth

-18.9%

OCF Growth

-95.0%

FCF Growth

-118.2%

Income Quality

0.12

Returns on Capital (TTM)

ROE(6.9%)

40%ile

Below Avg

PoorWeakAdequateStrongExceptional

ROCE(5.9%)

31%ile

Below Avg

PoorWeakAdequateStrongExceptional

ROA(2.2%)

30%ile

Below Avg

PoorWeakAdequateStrongExceptional

ROIC(4.5%)

30%ile

Below Avg

PoorWeakAdequateStrongExceptional

Profit Margins (TTM)

Gross Margin(13.7%)

9%ile

Bottom 20%

PoorWeakAdequateStrongExceptional

EBITDA Margin(2.1%)

20%ile

Bottom 20%

PoorWeakAdequateStrongExceptional

Operating Margin(1.4%)

22%ile

Below Avg

PoorWeakAdequateStrongExceptional

Net Margin(0.9%)

23%ile

Below Avg

PoorWeakAdequateStrongExceptional

Leverage & Coverage (TTM)

Debt/Equity

45%ile

0.74

Debt/Capital

45%ile

0.43

Net Debt/EBITDA

44%ile

2.40

Interest Coverage

23%ile

2.87x

Liquidity (TTM)

Current Ratio

50%ile

1.74

Quick Ratio

65%ile

1.74

Cash Ratio

39%ile

0.30

WC Turnover

88%ile

12.8

Operational Efficiency (TTM)

Asset Turnover

95%ile

2.55

DSO

97%ile

14.3

Days Inventory

92%ile

0.00

Cash Conv. Cycle

91%ile

-23.1

TTM: Trailing Twelve Months · EBITDA: Earnings Before Interest, Taxes, Depreciation & Amortization · EBIT: Earnings Before Interest & Taxes · ROA: Return on Assets · ROIC: Return on Invested Capital · ROCE: Return on Capital Employed · ROE: Return on Equity · OCF: Operating Cash Flow · FCF: Free Cash Flow · DSO: Days Sales Outstanding · WC: Working Capital

See the complete picture

The full 5D Framework: Business Quality · Peer Comparison · Valuation · Analyst Sentiment · Smart Money

Explore HUM on stockoscope.com→

Generated September 18, 2026

For educational purposes only. Not financial advice. Data may be delayed or incomplete.

88 sector peers (United States · Large Cap · Healthcare)

Relative Quality

HUM Relative Quality Score

Ranked against 88 sector peers in United States · Large Cap · Healthcare

Relative Quality

2.5/5

Weak

vs 88 sector peers

Peer Rankings (10 of 10 available)

Relative Quality Score of 2.48/5 (Weak) based on percentile rankings against 88 sector peers in United States · Large Cap · Healthcare. Each pillar shows a 1-5 score plus the cohort percentile (e.g. 95p = top 5%); higher percentiles indicate stronger relative performance.Last updated September 18, 2026.

Top-Line and Profit Growth

How does the company's growth rate compare to peers?

Revenue Growth

78th percentile, Strong

Value: 18.33%
Percentile: 78%
Score: 4/5

PoorWeakAdequateStrongExceptional

Analysis

HUM has a ttm revenue growth of 18.33% and ranks at the 78th percentile vs United States · Healthcare sector peers. Strong financial performance.

Margin Efficiency

Does the company maintain better profit margins than peers?

Gross Margin

9th percentile, Poor

Value: 13.65%
Percentile: 9%
Score: 1/5

PoorWeakAdequateStrongExceptional

Analysis

HUM has a ttm gross margin of 13.65% and ranks at the 9th percentile vs United States · Healthcare sector peers. Poor financial performance.

Operational Efficiency

Is the company more operationally efficient than competitors?

Asset Turnover

95th percentile, Exceptional

Value: 2.55
Percentile: 95%
Score: 5/5

PoorWeakAdequateStrongExceptional

Analysis

HUM has a ttm asset turnover of 2.55 and ranks at the 95th percentile vs United States · Healthcare sector peers. Top-tier financial performance.

Returns Overview

Does the company generate better returns on capital than peers?

ROA

30th percentile, Weak

Value: 2.23%
Percentile: 30%
Score: 2/5

PoorWeakAdequateStrongExceptional

Analysis

HUM has a ttm roa of 2.23% and ranks at the 30th percentile vs United States · Healthcare sector peers. Below average financial performance.

Cash Flow Quality

How does the company's cash generation compare to peers?

Operating Cash Flow Growth

0th percentile, Poor

Value: -94.99%
Percentile: 0%
Score: 1/5

PoorWeakAdequateStrongExceptional

Analysis

HUM has a ttm operating cash flow growth of -94.99% and ranks at the 0th percentile vs United States · Healthcare sector peers. Poor financial performance.

Liquidity and Working Capital

Does the company maintain better liquidity positions than competitors?

Cash Ratio

39th percentile, Weak

Value: 0.30
Percentile: 39%
Score: 2/5

PoorWeakAdequateStrongExceptional

Analysis

HUM has a ttm cash ratio of 0.30 and ranks at the 39th percentile vs United States · Healthcare sector peers. Below average financial performance.

Leverage and Coverage

Is the company's debt burden more manageable than peers?

Debt to Capital

45th percentile, Adequate

Value: 0.43
Percentile: 45%
Score: 3/5

PoorWeakAdequateStrongExceptional

Analysis

HUM has a ttm debt-to-capital of 0.43 and ranks at the 45th percentile vs United States · Healthcare sector peers. Adequate financial performance.

Valuation Multiples

Is the company's stock valuation attractive relative to peers?

P / E Ratio

32nd percentile, Weak

Value: 36.11
Percentile: 32%
Score: 2/5

PoorWeakAdequateStrongExceptional

Analysis

HUM has a ttm p/e ratio of 36.11 and ranks at the 32nd percentile vs United States · Healthcare sector peers. Below average financial performance.

Dividend and Shareholder Yield

Does the company deliver superior income to shareholders compared to peers?

Dividend Yield

54th percentile, Adequate

Value: 0.92%
Percentile: 54%
Score: 3/5

PoorWeakAdequateStrongExceptional

Analysis

HUM has a ttm dividend yield of 0.92% and ranks at the 54th percentile vs United States · Healthcare sector peers. Adequate financial performance.

Peer companies

The 88 companies HUM is compared against across its sector and industry cohorts.

Peer Comparison

Performance vs sector and industry peers across 40 metrics.

Peer Comparison: 2.5 / 5 (Weak) against 88 sector peers in United States · Large Cap · Healthcare

Pillars: strongest Operational Efficiency 5.0, weakest Cash Flow Quality 1.0 (10 of 10 ranked)

Ranks: ROIC 30th percentile, operating margin 22nd percentile

Humana Inc.· HUM

Peer Comparison

Top-Line and Profit Growth

Per-Share Fundamentals

Margin Efficiency

Operational Efficiency

Returns Overview

Cash Flow Quality

Liquidity and Working Capital

Leverage and Coverage

Valuation Multiples

Dividend and Shareholder Yield

Peer companies

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Peer Comparison

Top-Line and Profit Growth

Per-Share Fundamentals

Margin Efficiency

Operational Efficiency

Returns Overview

Cash Flow Quality

Liquidity and Working Capital

Leverage and Coverage

Valuation Multiples

Dividend and Shareholder Yield

Peer companies