Trupanion, Inc.· TRUP

🇺🇸 US · SmallSP600NASDAQ

Financial ServicesInsurance - SpecialtyWebsite

Price: $24.65
Day: -1.08%
Mkt Cap: $1.08B
52W Range: $21.16 – $57.00
Volume: 517.4K
Beta: 1.43

D25D FrameworkTTM Data

Peer Comparison

Performance vs sector and industry peers across 40 metrics.

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Trupanion, Inc.

TRUP|Financial Services|Insurance - Specialty

Comparing against 138 sector peers in United States · Small Cap · Financial Services

Peer Comparison

Dimension 2 of 5

Revenue Growth

71%ile

12.1%

Operating Margin

7%ile

1.4%

ROIC

58%ile

3.4%

FCF Yield

50%ile

7.0%

Growth & Cash Flow Quality

Percentile ranking across profitability growth and cash generation

EBITDA Growth

118.1%

EBIT Growth

321.5%

Net Income Growth

N/A

OCF Growth

42.5%

FCF Growth

41.0%

Income Quality

3.42

Returns on Capital (TTM)

ROE(6.9%)

21%ile

Below Avg

PoorWeakAdequateStrongExceptional

ROCE(4.0%)

55%ile

Average

PoorWeakAdequateStrongExceptional

ROA(2.8%)

85%ile

Top 20%

PoorWeakAdequateStrongExceptional

ROIC(3.4%)

58%ile

Average

PoorWeakAdequateStrongExceptional

Profit Margins (TTM)

Gross Margin(22.4%)

5%ile

Bottom 20%

PoorWeakAdequateStrongExceptional

EBITDA Margin(3.9%)

7%ile

Bottom 20%

PoorWeakAdequateStrongExceptional

Operating Margin(1.4%)

7%ile

Bottom 20%

PoorWeakAdequateStrongExceptional

Net Margin(1.7%)

10%ile

Bottom 20%

PoorWeakAdequateStrongExceptional

Leverage & Coverage (TTM)

Debt/Equity

54%ile

0.28

Debt/Capital

54%ile

0.22

Net Debt/EBITDA

N/A

-0.77

Interest Coverage

64%ile

1.64x

Liquidity (TTM)

Current Ratio

67%ile

1.73

Quick Ratio

68%ile

1.73

Cash Ratio

65%ile

0.38

WC Turnover

91%ile

9.06

Operational Efficiency (TTM)

Asset Turnover

99%ile

1.61

DSO

17%ile

75.1

Days Inventory

51%ile

0.00

Cash Conv. Cycle

16%ile

71.0

TTM: Trailing Twelve Months · EBITDA: Earnings Before Interest, Taxes, Depreciation & Amortization · EBIT: Earnings Before Interest & Taxes · ROA: Return on Assets · ROIC: Return on Invested Capital · ROCE: Return on Capital Employed · ROE: Return on Equity · OCF: Operating Cash Flow · FCF: Free Cash Flow · DSO: Days Sales Outstanding · WC: Working Capital

See the complete picture

The full 5D Framework: Business Quality · Peer Comparison · Valuation · Analyst Sentiment · Smart Money

Explore TRUP on stockoscope.com→

Generated August 5, 2026

For educational purposes only. Not financial advice. Data may be delayed or incomplete.

138 sector peers (United States · Small Cap · Financial Services)

Relative Quality

TRUP Relative Quality Score

Ranked against 138 sector peers in United States · Small Cap · Financial Services

Relative Quality

3.1/5

Adequate

vs 138 sector peers

Peer Rankings (9 of 10 available)

Relative Quality Score of 3.09/5 (Adequate) based on percentile rankings against 138 sector peers in United States · Small Cap · Financial Services. Each pillar shows a 1-5 score plus the cohort percentile (e.g. 95p = top 5%); higher percentiles indicate stronger relative performance.Last updated August 5, 2026.

Top-Line and Profit Growth

How does the company's growth rate compare to peers?

Revenue Growth

71st percentile, Strong

Value: 12.10%
Percentile: 71%
Score: 4/5

PoorWeakAdequateStrongExceptional

Analysis

TRUP has a ttm revenue growth of 12.10% and ranks at the 71st percentile vs United States · Financial Services sector peers. Strong financial performance.

Margin Efficiency

Does the company maintain better profit margins than peers?

Gross Margin

5th percentile, Poor

Value: 22.38%
Percentile: 5%
Score: 1/5

PoorWeakAdequateStrongExceptional

Analysis

TRUP has a ttm gross margin of 22.38% and ranks at the 5th percentile vs United States · Financial Services sector peers. Poor financial performance.

Operational Efficiency

Is the company more operationally efficient than competitors?

Asset Turnover

99th percentile, Exceptional

Value: 1.61
Percentile: 99%
Score: 5/5

PoorWeakAdequateStrongExceptional

Analysis

TRUP has a ttm asset turnover of 1.61 and ranks at the 99th percentile vs United States · Financial Services sector peers. Top-tier financial performance.

Returns Overview

Does the company generate better returns on capital than peers?

ROA

85th percentile, Exceptional

Value: 2.80%
Percentile: 85%
Score: 5/5

PoorWeakAdequateStrongExceptional

Analysis

TRUP has a ttm roa of 2.80% and ranks at the 85th percentile vs United States · Financial Services sector peers. Top-tier financial performance.

Cash Flow Quality

How does the company's cash generation compare to peers?

Operating Cash Flow Growth

71st percentile, Strong

Value: 42.55%
Percentile: 71%
Score: 4/5

PoorWeakAdequateStrongExceptional

Analysis

TRUP has a ttm operating cash flow growth of 42.55% and ranks at the 71st percentile vs United States · Financial Services sector peers. Strong financial performance.

Liquidity and Working Capital

Does the company maintain better liquidity positions than competitors?

Cash Ratio

65th percentile, Strong

Value: 0.38
Percentile: 65%
Score: 4/5

PoorWeakAdequateStrongExceptional

Analysis

TRUP has a ttm cash ratio of 0.38 and ranks at the 65th percentile vs United States · Financial Services sector peers. Strong financial performance.

Leverage and Coverage

Is the company's debt burden more manageable than peers?

Debt to Capital

54th percentile, Adequate

Value: 0.22
Percentile: 54%
Score: 3/5

PoorWeakAdequateStrongExceptional

Analysis

TRUP has a ttm debt-to-capital of 0.22 and ranks at the 54th percentile vs United States · Financial Services sector peers. Adequate financial performance.

Valuation Multiples

Is the company's stock valuation attractive relative to peers?

P / E Ratio

6th percentile, Poor

Value: 41.78
Percentile: 6%
Score: 1/5

PoorWeakAdequateStrongExceptional

Analysis

TRUP has a ttm p/e ratio of 41.78 and ranks at the 6th percentile vs United States · Financial Services sector peers. Poor financial performance.

Dividend and Shareholder Yield

Does the company deliver superior income to shareholders compared to peers?

No data for Dividend Yield is available for TRUP, so peer comparison is hidden for this metric. Try another metric.

Peer companies

The 137 companies TRUP is compared against across its sector and industry cohorts.

Trupanion, Inc.· TRUP

Peer Comparison

Top-Line and Profit Growth

Per-Share Fundamentals

Margin Efficiency

Operational Efficiency

Returns Overview

Cash Flow Quality

Liquidity and Working Capital

Leverage and Coverage

Valuation Multiples

Dividend and Shareholder Yield

Peer companies

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Peer Comparison

Top-Line and Profit Growth

Per-Share Fundamentals

Margin Efficiency

Operational Efficiency

Returns Overview

Cash Flow Quality

Liquidity and Working Capital

Leverage and Coverage

Valuation Multiples

Dividend and Shareholder Yield

Peer companies