UnitedHealth Group Incorporated· UNH

🇺🇸 US · LargeSP500NYSE

Healthcare Medical - Healthcare Plans Website

Price: $377.56
Day: +0.18%
Mkt Cap: $342.88B
52W Range: $255.97 – $461.62
Volume: 4.97M
Beta: 0.62

D55D FrameworkQuarterly Data

Holdings Analysis

Insider activity, institutional flows, and fund ownership.

Smart Money: 3.4 / 5 (Neutral), from 3 of 3 components
Institutions Q2 2026: 3,557 institutions hold; 1,844 added, 1,278 reduced
Insiders Q3 2026: no purchases, 2 sales ($660.9K)

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UnitedHealth Group Incorporated

UNH|Healthcare|Medical - Healthcare Plans

Current price: $378

Smart Money

Dimension 5 of 5

Insider selling pace · Q3 2026

7.1x

vs own 6-quarter average

Seller breadth · Q3 2026

1 seller

vs 0.8 avg per quarter

Institutional net breadth · Q2 2026

+907

2,378 adding vs 1,471 reducing

Institutional ownership · Q2 2026

88.9%

3,557 institutions

Insider Selling Pace

Each quarter's selling vs this stock's own trailing 6-quarter average

Light <0.5xRoutineElevated >1.5xHeavy >3xBuying

Institutional Positions

Institutions adding above the line, reducing below, net as a line

NewIncreasedReducedClosedNet

Largest Institutional Holders, Q2 2026

By reported market value, and how each moved in the quarter

Holder

Change

BLACKROCK, INC.

76.9M

+5.1%

VANGUARD CAPITAL MANAGEMENT LLC

59.3M

+1.2%

STATE STREET CORP

45.6M

+1.1%

CAPITAL WORLD INVESTORS

29.9M

+8.1%

FMR LLC

28.0M

+133.9%

VANGUARD PORTFOLIO MANAGEMENT LLC

24.5M

+2.3%

ETF & Fund Activity, Q3 2026

How the covering funds split between buying, holding and selling

1 buying11 unchanged2 selling

14 funds held UNH in Q3 2026, holding 9.4M shares between them, down 1.6% on the quarter.

Largest fund holders

SPDR DOW JONES INDUSTRIAL AVERAGE ETF TRUST5.1M sh

SPDR SERIES TRUST3.6M sh

ETF Series Solutions370.7K sh

Notable Insider Transactions, Q3 2026

Largest open-market purchases and sales by value in the last eight quarters

Purchase · May 16

HEMSLEY STEPHEN J

$25.0M

Purchase · May 16

REX JOHN F

$5.0M

Purchase · May 15

Gil Kristen

$1.0M

Insider transactions from SEC Form 4 filings; institutional holdings from quarterly 13F filings, which are reported with a lag and can overlap between filers. 13F: quarterly institutional holdings report · ETF: Exchange-Traded Fund

See the complete picture

The full 5D Framework: Business Quality · Peer Comparison · Valuation · Analyst Sentiment · Smart Money

Explore UNH on stockoscope.com→

Generated September 22, 2026

For educational purposes only. Not financial advice. Data may be delayed or incomplete.

Smart Money Sentiment

UNH Smart Money Sentiment Score

A weighted 1-5 sentiment score across three smart money signals.

Smart Money

3.4/5

Neutral

Weighted across 3 components

Component Breakdown (3 of 3 available)

Insider Activity

40% weight

-40

Institutional Flow

50% weight

+82

Fund Flow

10% weight

-60

Overall Smart Money sentiment of 3.4/5 (Neutral) based on a weighted combination of 3 components. Insider activity uses a relative-baseline comparison against the stock's own history; institutional flow tracks position momentum and 13F share changes; fund flow measures ETF / mutual-fund buying vs selling. Higher scores indicate stronger bullish sentiment from professional investors.Last updated September 21, 2026.

Insider Trading Activity

Insider trading analysis comparing the latest quarter against the stock's own historical baseline.

Insider Selling Pace for UNH

Each quarter's selling vs the stock's own trailing 6-quarter average; 1.0x is typical for this stock. Green triangles mark quarters with insider buying.

Bearish Signal

Elevated insider selling in Q3 2026

2 sales totaling $660.9K (1.7K shares)

Share volume is 7x the historical average, extreme level

All sales came from a single insider

Buying seen in 2 of 15 quarters

7.1x

Selling pace

vs own 6-qtr average

Heavy

0.05%

Stake sold

of active insiders' holdings

1 seller

Seller breadth

vs 0.5 avg per quarter

Q2 2025

Last insider purchase

buying in 2 of 16 quarters

Notable Recent Transactions, UNH

Top 8 highest-value insider trades from the last 8 quarters

HEMSLEY STEPHEN J

CEO, Uhg

Buy

86,700 shares at $288.57

≈12.8% of their stake after buying

May 16, 2025$25.02M

REX JOHN F

President

Buy

17,175 shares at $291.12

≈8.4% of their stake after buying

May 16, 2025$5.00M

Gil Kristen

Director

Buy

3,700 shares at $271.17

≈96.9% of their stake after buying

May 15, 2025$1.00M

FLYNN TIMOTHY PATRICK

Director

Buy

1,000 shares at $511.57

≈22.2% of their stake after buying

Jan 17, 2025$511.57K

FLYNN TIMOTHY PATRICK

Director

Buy

1,533 shares at $320.80

≈25.4% of their stake after buying

May 14, 2025$491.79K

Conway Patrick Hugh

Chief Executive Officer, Optum

Sell

1,169 shares at $390.00

≈7.1% of their stake at the time

Aug 21, 2026$455.91K

McSweeney Erin

EVP & Chief People Officer

Sell

701 shares at $626.23

≈9.0% of their stake at the time

Nov 11, 2024$438.99K

Conway Patrick Hugh

Chief Executive Officer, Optum

Sell

800 shares at $355.00

≈4.3% of their stake at the time

Apr 23, 2026$284.00K

Institutional Ownership Analysis

Institutional ownership analysis with position momentum, 13F share flow, and ownership percentage trends.

Institutional Positions for UNH

Institutions adding (new + increased) above zero, reducing (reduced + closed) below, net as a line

New Increased Reduced Closed Net (adding − reducing)

Very Bullish

Institutions accumulating in Q2 2026

88.9% institutional ownership

Moderate accumulation: 2378 adding vs 1471 reducing

13F shares increased by 7.1%, a significant shift

Momentum improving from prior quarter

+907

Net breadth

2,378 adding vs 1,471 reducing

Accumulating

1.62

Add / reduce ratio

in Q2 2026

+341

New − closed

534 initiated, 193 exited

8 of 10

Top holders adding

largest holders with a known change

Position Changes

Q2 2026: how are institutions adjusting their positions?

+2378 growing-1471 shrinkingNet: +907

534

1844

1278

New (534)

Increased (1844)

Reduced (1278)

Closed (193)

Top Institutional Holders, UNH

Largest 8 institutional positions by ownership percentage as of Q2 2026

BLACKROCK, INC.

76.9M

$31.9B

Ownership

8.48%

+5.1%

VANGUARD CAPITAL MANAGEMENT LLC

59.3M

$24.7B

Ownership

6.55%

+1.2%

STATE STREET CORP

45.6M

$19.0B

Ownership

5.04%

+1.1%

CAPITAL WORLD INVESTORS

29.9M

$12.4B

Ownership

3.30%

+8.1%

FMR LLC

28.0M

$11.6B

Ownership

3.09%

+133.9%

VANGUARD PORTFOLIO MANAGEMENT LLC

24.5M

$10.2B

Ownership

2.70%

+2.3%

PRICE T ROWE ASSOCIATES INC /MD/

23.2M

$9.6B

Ownership

2.56%

+11.4%

GEODE CAPITAL MANAGEMENT, LLC

21.8M

$9.0B

Ownership

2.40%

-4.0%

ETF and Mutual Fund Holdings

ETF and mutual fund activity breakdown showing buying vs selling funds, top fund holders, and detailed holdings.

Fund Activity

Q3 2026: 14 ETFs and mutual funds reporting

1 buying2 sellingNet: -1

Buying (1)

Unchanged (11)

Selling (2)

In total, funds bought 24.6K shares and sold 179.3K this quarter. Each fund counts once in the bar above, whatever the size of its move.

Very Bearish

Funds distributing in Q3 2026

14 ETFs and mutual funds reporting

2 funds selling vs 1 buying

Top Fund Holders, UNH

Largest 8 ETF and mutual fund positions by shares held, each fund's latest filing

SPDR DOW JONES INDUSTRIAL AVERAGE ETF TRUST

5.1M

Weight

—

Jul 31, 2026Decreased

SPDR SERIES TRUST

3.6M

Weight

17.74%

Jul 31, 2026No change

ETF Series Solutions

370.7K

Weight

—

Jul 31, 2026No change

NATIONWIDE MUTUAL FUNDS

276.3K

Weight

0.04%

Jul 31, 2026Increased

FORUM FUNDS

27.9K

Weight

—

Jul 31, 2026No change

PFS FUNDS

21.7K

Weight

—

Jul 31, 2026No change

Tidal ETF Trust

17.4K

Weight

0.07%

Jul 31, 2026No change

Northern Lights Fund Trust

8.6K

Weight

0.02%

Jul 31, 2026No change

UnitedHealth Group Incorporated· UNH

Holdings Analysis

Insider Trading Activity

1.3Transaction History60Real market purchases and sales onlyShow All Types

Institutional Ownership Analysis

2.4Detailed Holdings183Most recent institutional positions with changes and valuations

ETF and Mutual Fund Holdings

3.3Fund Holdings Details25Most recent ETF and mutual fund holdings with share counts and weights

Search stocks

Holdings Analysis

Insider Trading Activity

1.3Transaction History60Real market purchases and sales onlyShow All Types

Institutional Ownership Analysis

2.4Detailed Holdings183Most recent institutional positions with changes and valuations

ETF and Mutual Fund Holdings

3.3Fund Holdings Details25Most recent ETF and mutual fund holdings with share counts and weights